My costs for selling an invoice exceed the average of 4%. Why?

The average cost of selling an invoice on the Edebex platform is 4%. We distinguish between fixed and variable fees:

  • Fixed fee: The listing fee is charged for every invoice that is uploaded on the platform. This cost is the same for all invoices.
  • Variable fees: The service fee and insurance fee are different for each invoice. Their percentage varies depending on different factors like the credit rating of your client and the invoice amount.
  • Buyer discount: The buyer discount is calculated as a percentage of the financed amount. It is influenced by the payment term and the credit rating of your client.

Since an important part of the fees is variable, the total costs for your invoice can be above or below the indicated average of 4%.

What do these fees stand for?